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Water Risk

Water risks are often underestimated, disregarded or simply ignored. They represent major emerging risks for the re/insurance industry and for global society in terms of scarcity, pollution, health, treatment, conflicts, regulatory and reputational risks. Water risks are complex to assess. Such Read more


Solvency II - Tax? Not my cup of tea! The reality is, that under Solvency II taxes do concern every insurance undertaking, since (deferred) taxes can have a significant impact on the Solvency Capital Requirements (SCR) and in consequence on Read more

Concept Proposal categorisation methodology for cyber risk

Cyber risk continues to dominate discussions in nearly all forums.  The limited and fragmented data on cyber risk presents a significant challenge for companies as they try to understand, mitigate and quantify cyber risks. A common language is needed that Read more

Welcome to the CRO Forum.

The CRO Forum is a group of professional risk managers from the insurance industry that focuses on developing and promoting industry best practices in risk management. The Forum consists of Chief Risk Officers from large multi-national insurance companies. It aims to represent the members' views on key risk management topics, including emerging risks. We hope the information on our website will help shape an understanding of our work and the views of the Forum's members.  Read more

Latest news

Posted on 13 March 2017 in News, Publications
Financial Stock Chart

There is model risk associated with every model. Although this is a well-known fact and extensively covered in the literature, recent developments in insurance regulation, information technology and insurance product design have raised the awareness of model risk and the need to appropriately manage models. Models have been used in the insurance industry for a […]

Posted on 19 January 2017 in News

Bernhard Kaufmann,  Group Chief Risk Officer of Munich Re and Vice-chair of the CRO Forum in 2016,  has been elected CRO Forum Chairman for 2017. Bernhard joined Munich Re Group in 2000. He has been Chief Risk Officer of Munich Re (Group) since January 2014. From 2008 to 2013 Bernhard was Chief Risk Officer for […]

Posted on 23 December 2016 in Emerging Risk Initiative, Insights on emerging and long-term risks, News, Publications
Risk Rader 2016

The CRO Forum’s Emerging Risk Initiative is committed to continuously improve risk management and identify emerging risks within the insurance industry. The Emerging Risk Initiative identified the current emerging risk which are expected to have a significant impact on insurance claims within 1 to 10 years. These risks are descripted in the 2016 update of […]

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